I first heard about Cha-Ching when Phill Ryu mentioned it. I eagerly checked it out but it looked like nothing more than a check balancing program with fancy program -- basically iSpend with an over-the-top interface. I couldn't see what Phill meant about it being a Quicken killer.

But little by little it is starting to shape up. However it still has a long way to go to catch up to Quicken or even far more Mac-like options like iBank, which people should really check out before deciding to buy Cha-Ching.