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Comment on "Cha-Ching: Making Fun of Money"
by Scott Stevenson — Dec 22
I couldn't see what Phill meant about it being a Quicken killer...But little by little it is starting to shape up. However it still has a long way to go to catch up to Quicken

My view on this is that it shouldn't try to keep pace with Quicken's feature set. Quicken has about a billion things that I'd never use, which all get in the way of the only thing I really want to do: enter, categorize, and view transactions. That's it. There are other features that revolve around this, but that's the gist.

I don't need forecasting, portfolio management, multiple currencies, complex reports and so on. To me, those make sense for a business but not a personal checking account. Something like a portfolio is probably better managed by a web site, at least in my opinion.

All of this extra stuff is what has kept me from using a desktop finance app before. In other words, I don't want to have to buy into this model just to track my account.

iBank seems to be more or less aiming for Quicken, which I respect. There's clearly a market for that. But I really appreciate the fact that Cha-Ching is an oasis from all of that, and isn't afraid of being fun to use. I suspect most people out there are really more in this category than needing everything Quicken or iBank provide.
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